Free · No Obligation · 2 Minutes

Mortgage Protection
In Minutes

Protect the roof over your family’s head. Answer a few quick questions and a licensed agent matches you with coverage that fits your budget.

★★★★★4.9 average rating from the families we serve
Why homeowners choose Frontier Life
  • Protection for illness, injury & loss of life
  • Options from dozens of top-rated carriers
  • No-medical-exam plans available
  • Payout goes to your family — never the bank
Thousands of American families protected nationwide

How it works

1
Answer a few questions

About your home, your health, and who you’re protecting. Takes about 2 minutes.

2
Get matched with an agent

A licensed specialist in your state reviews your file and finds your best-fit carriers.

3
Lock in your rate

One short call to confirm your options. Every plan includes a 30-day free look.

What’s your zip code?

What is your date of birth?

What is the total amount owed on the home?

Who would be your beneficiary?

Any major health issues?

Such as heart attack, stroke, cancer, kidney or liver disease, or a blood disease.

We’re putting your options together…

Where should we send them?

Your information is safe and only used for pre-qualification. By clicking “Check Eligibility” you agree to our Privacy Policy and Terms of Service.

Best Time to Call?

Finding Your Agent

We’re matching you with a licensed mortgage protection specialist in your state…

256-bit encrypted · No obligation · No payment info collected

✓ Match found

You’re matched

Your specialist has cleared the next few minutes for you. Pick whatever’s easiest — call, text, or lock in a time that works.

Direct line:
📞 Call now 💬 Text “Ready when you are” 📥 Save contact

Save the number so the call shows up by name instead of looking like spam.

Or pick a time — when works best for the call?
  1. 1 Your specialist is reviewing your file right now
  2. 2 Call them now, or schedule a time above
  3. 3 Confirm your mortgage protection options — no pressure
Your eligibility is locked for
07d 00h 00m

Keep your phone nearby — the average call takes about 8 minutes. Every plan we offer includes a 30-day free look: full refund, no questions, cancel any time. Zero risk on the call.

Easily compare options from leading carriers

Mutual of OmahaLife Insurance
ForestersFinancial
AmericoLife & Annuity
American AmicableGroup
F&GAnnuities & Life
SBLILife Insurance

The mortgage doesn’t pause when life does

🏥A serious illness diagnosis
🧲A disabling injury or illness
🕊The loss of a loved one

A medical crisis too often becomes a financial crisis. Published research has linked a majority of U.S. personal bankruptcies — and a large share of home foreclosures — to medical bills and lost income from illness or injury. Mortgage protection is designed to keep one from becoming the other.

0
of foreclosures tied to medical hardship
0
of bankruptcies tied to medical hardship
Thousands of American families protected
Offering affordable coverage nationwide

Frequently Asked Questions

It’s an affordable form of term life insurance built around your mortgage. If you pass away — or, with certain riders, become critically ill or disabled — the policy pays out so your family can keep the home without the burden of the monthly payment.
Your beneficiaries do — not the bank. Unlike lender-owned insurance, the benefit goes directly to the people you choose, and they decide how to use it: paying off the mortgage, covering monthly payments, or handling other expenses.
Yes. Quotes are 100% free and carry no obligation. A licensed agent compares plans from multiple top-rated carriers and shows you the options that fit your budget — you decide from there.
In most cases, yes. Many plans require no medical exam, and several carriers specialize in coverage for people with existing or past health conditions. Answer a few questions and we’ll match you with carriers most likely to approve you.
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